Florida Health Insurance Coverage

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Health Insurance Coverages

Health Insurance

For many people, getting a health insurance policy remains to be an option instead of a necessity. While it’s not necessarily a basic need, it does bring plenty of advantages to the policyholder, especially when securing the future from unexpected life changes.

In Florida, affordable health insurance is offered to low-income families, pregnant women, seniors, disabled, and children by way of Medicaid. If you still haven’t signed up for health insurance but would like to get one, here are some of the eligibility requirements.

Income and Other Eligibility Requirements for Government-Offered Insurance

Families of four with an average income of around $34,248 are qualified to apply for health insurance in Florida. If you’re an individual earning no more than 16,612, then you’re also eligible, as well as those who fall under these categories:

  • Children
  • Disabled and Elderly without Social Security Income (SSI)
  • Individuals up to 26 years who were foster care youths
  • Parents and Relative-Guardians of children
  • Pregnant Women
  • Non-citizens with medical emergencies

Types of Marketplace Insurance

Before signing up for any insurance, be aware that there are different kinds, so you should make sure that you’re getting one that best suits your needs. The most common type is the insurance that’s provided as a benefit by your employer. While it’s good that they’ll take care of it for you, the risk is that you lose the insurance if you lose the job too.

If you’d like to get something that’s much more custom to your needs and one that you can maintain regardless of the employment situation, you can get private insurance. It’s recommended that you seek advice from an agent for this, especially if you’re not that familiar with what’s entailed in your policy of interest.

However, if you’re certain that you’ll only need a few months in between transitions from one job to another, and you prefer the employee benefit of insurance, you can get the short-term option. This ensures that you will have coverage throughout this gap period, so you don’t miss out on the benefits of being insured until your transition to the new company is complete.

Blackford Business Solutions LLC can give you good advice on your insurance queries and needs. Visit our website to get in touch and find out more about our services offered.

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